Housmata

Effective Date: July 28, 2025

At Housmata, your privacy is very important to us. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our platform and services.

By using Housmata, you agree to the practices described in this policy.

1Information We Collect

We collect the following types of information:

a. Personal Information

Full name

Email address

Phone number

Residential address

NIN (for identity verification via Zeeh Africa)

Banking/payment details (processed securely via Squad by Habaripay)

b. Property and Usage Information

Property listings and preferences

User behavior on our platform (e.g., saved listings, searches, messages)

Device and browser data

Log data such as IP address and access timestamps

2How We Use Your Information

We use the information collected for the following purposes:

To provide and manage your access to the Housmata platform
To verify your identity via our KYC partner, Zeeh Africa
To process payments securely using Squad by Habaripay
To communicate updates, respond to inquiries, and provide customer support
To connect landlords, tenants, artisans, and associates
To improve user experience and tailor recommendations
To comply with legal and regulatory obligations

3Sharing Your Information

We do not sell your personal data.

However, we may share information:

With Zeeh Africa for identity verification (NIN KYC)
With Squad by Habaripay for payment processing
With our vetted associates, only as needed to help manage property listings or showings
With law enforcement or authorities where legally required
In cases of business transfers, such as mergers or acquisitions

4Data Protection and Security

We implement industry-standard security measures to protect your data. This includes encryption, firewalls, and secure access control.

Sensitive data like payment details and NIN are processed and stored securely via our verified third-party providers.

5Your Rights

You have the right to:

Access the data we hold about you

Request correction or deletion of your data

Opt out of marketing communications

Request data portability

Withdraw your consent at any time

To exercise these rights, please contact us at hello@housmata.com.

6Cookies and Tracking

We use cookies and similar technologies to improve performance, understand user behavior, and personalize content. You can control cookie settings in your browser.

7Data Retention

We retain your information for as long as your account is active, or as necessary to comply with legal obligations and resolve disputes.

8Governing Law

This Privacy Policy is governed by the laws of the Federal Republic of Nigeria. Any disputes will be resolved under the jurisdiction of the state where the property involved is located.

9Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be communicated via email or platform notifications.

10Contact Us

For any questions or concerns regarding your privacy, please contact:

hello@housmata.com

Phone

+234 911 010 8696

Address

10b, Ladoke Akintola avenue, Bodija, Ibadan, Oyo State.