Effective Date: July 28, 2025
Welcome to Housmata – Nigeria's trusted home rental and housing solutions platform where landlords, tenants, associates, and artisans connect seamlessly in a safe, direct, and transparent way.
By accessing or using the Housmata platform ("Platform", "Website", "App"), you agree to the following Terms of Use ("Agreement", "Terms"). If you do not agree, please do not continue.
1Acceptance of Terms
By using our services as a Landlord, Tenant, Associate, or Artisan, you confirm that:
- You've read, understood, and accepted these Terms.
- You're 18+ and legally allowed to enter binding agreements.
- You'll use Housmata responsibly and in compliance with applicable laws.
2Platform Description
Housmata is a digital ecosystem designed to simplify rentals and housing services. It:
Allows landlords to list properties directly or with assistance.
Enables tenants to search, inspect, and rent verified listings.
Offers verified Housmata Associates who help landlords list properties.
Connects users to trusted Artisans for housing-related services.
3User Responsibilities
User Obligations:
- Landlords must provide truthful, accurate property details and approve any listings posted on their behalf.
- Tenants must act responsibly during inspections, payments, and occupancy.
- Associates must follow Housmata's code of conduct, never falsify listings, and complete all tasks with professionalism.
- Artisans must maintain quality and ethical service delivery.
Prohibited Activities:
- • Engage in fraud, impersonation, or false representation
- • Circumvent the platform to avoid applicable charges
- • Abuse or harass others on or off the platform
- • Engage in off-platform transactions that violate Housmata's policies
4Listings & Associate Support
- • Landlords choose to "List by Myself"e; or "I Need Help"
- • Listings requiring assistance become available to verified Housmata Associates
- • Associates earn a flat rate paid by Housmata — not by landlords or tenants
- • Final listing approval lies with the landlord
5Fees & Payments
For Landlords
Listing is FREE
for all landlords
For Tenants
10% markup on rent:
- • 8% Administrative Fee
- • 2% Legal Documentation Fee
Associate support is free for both landlords and tenants. All payments are processed securely via our financial institution partners.
6Artisans & Service Providers
Housmata connects users with verified Artisans (e.g., plumbers, electricians, carpenters) for maintenance and housing services.
Users are expected to:
- • Rate and review artisans after service
- • Use platform tools for booking and feedback
- • Report any unprofessional behavior
Artisans agree to:
- • Honor job bookings made via the platform
- • Provide services honestly and timely
- • Uphold customer safety and satisfaction
7Dispute Resolution
If issues arise:
- • Housmata offers mediation to resolve disputes between users (landlords, tenants, artisans, or associates)
- • If unresolved, parties may be guided toward legal resolution, where Housmata may provide documentation but is not liable for the final outcome
8Privacy & Data Use
We respect your privacy. Your data is protected in accordance with our Privacy Policy. We do not sell or disclose your data to unauthorized third parties.
9Intellectual Property
All branding, content, and tech infrastructure on Housmata are protected under copyright and intellectual property laws and belong solely to Housmata Technologies.
10Termination
We reserve the right to suspend or terminate any account:
- • Found in violation of these Terms
- • Involved in fraudulent or harmful behavior
- • Attempting to harm platform integrity
11Limitation of Liability
- • Housmata is a facilitator, not a party to rental contracts
- • We verify listings and providers, but users should conduct additional due diligence
- • We're not responsible for personal damages, injury, or losses due to property misuse or third-party actions
12Governing Law
These Terms are governed by the laws of the Federal Republic of Nigeria, and disputes shall be resolved within the jurisdiction of the state in which the property lies.
13Contact
Need help?
Phone
+234 911 010 8696© 2025 Housmata Technologies. All rights reserved.